There is nothing stopping you to try and negotiate your debts, however if you are looking for the best possible outcome engaging the services of a professional can often make all the difference.
Relationships are very important. As we work with many credit providers including the banks on a daily basis, we are able to liaise with them in a positive manner and often resolve matters where otherwise it may not have been possible.
Effective debt negotiation can be a tricky and often complex process; most people prefer to engage the services of a professional such as Debtx to help them. Remember, our fees are only payable if we reduce your debts, so we are highly motivated to deliver you a positive outcome.